Privacy Policy for Therapeutic Interventions & Solutions, DBA Ripple Effect Pediatric Therapy
Effective Date: 1/5/2026
This Privacy Policy describes how Therapeutic Interventions & Solutions, doing business as Ripple Pediatric Therapy, a speech therapy practice located in State of Indiana (“we,” “us,” or “our”), collects, uses, protects, and discloses personal information about individuals (“you,” “your”) in connection with our services — including therapy services, billing, insurance processing, payment handling (including via Square), teletherapy services, and online classes/exercises (“Services”).
1. Information We Collect
1.1 Personal Identifiers
We collect identifiable information when you:
- Register or schedule services
- Purchase services or products
- Interact with our website, teletherapy platforms, or online classes
This may include:
- Name, address, email, phone number
- Date of birth
- Payment information (card, checks)
- Insurance details and claims information
1.2 Protected Health Information (PHI)
As a healthcare provider, we may collect health information directly from you in connection with therapy services, including diagnoses, treatment notes, evaluations, and progress records. This information is considered Protected Health Information (PHI) under HIPAA.
1.3 Online Engagement and Technical Data
When you use our website, teletherapy services, or online classes, we may collect IP address, device identifiers, browser information, and usage data to maintain security and improve services.
2. How We Use Your Information
We use your information to:
- Provide speech therapy and educational services
- Facilitate teletherapy and digital communication
- Process billing, insurance claims, and payments
- Communicate with you regarding services, scheduling, and updates
- Comply with legal, regulatory, and professional obligations
3. Payments and Third-Party Processors
Payments may be processed through Square or accepted by check. Payment processors maintain their own privacy and security practices. We do not store full payment card numbers. Insurance billing may involve disclosures necessary for claims processing and reimbursement.
4. Teletherapy and Electronic Communications
Teletherapy services and electronic communications (including email, portals, video platforms, or text messaging when authorized) involve inherent privacy and security risks. While we take reasonable safeguards to protect your information, we cannot guarantee absolute security of electronic communications.
5. Online Classes, Courses, and Digital Content
Online classes, exercises, and digital materials are provided for educational purposes only and are not a substitute for individualized speech-language therapy, diagnosis, or treatment unless explicitly stated in writing. Participation in online content does not establish a therapist-client relationship.
6. Minor Children and Parent/Guardian Rights
For clients who are minors, parents or legal guardians generally control access to and decisions regarding the child’s information, except where restricted by law. Rights related to health information may transfer to the individual upon reaching the age of majority as required by applicable law.
7. How We Share Information
We may share information:
- With your written authorization
- For treatment, payment, or healthcare operations
- With third-party service providers that support our operations (such as practice management systems, teletherapy platforms, learning management systems, and cloud storage providers)
- When required by law or legal process
8. Data Security
We implement reasonable administrative, technical, and physical safeguards to protect personal information and PHI from unauthorized access, disclosure, or misuse.
9. HIPAA Notice of Privacy Practices
Our HIPAA Notice of Privacy Practices explains how medical information may be used and disclosed and how you can access your information. That notice is incorporated by reference into this Privacy Policy.
10. Cookies and Tracking Technologies
Our website may use cookies and similar technologies to support functionality, analytics, and security. You may control cookies through your browser settings.
11. Data Retention
We retain personal information and PHI for as long as necessary to provide services, meet professional standards, and comply with federal and State of Indiana record retention laws.
12. Your Rights and Choices
You may request access to, correction of, or restrictions on your information as permitted by law and may opt out of non-required marketing communications.
13. Data Breach Notification
In the event of a data breach involving personal information or PHI, we will comply with applicable federal and State of Indiana notification requirements.
14. State Privacy Law Statement
We do not sell personal data and do not engage in targeted advertising as defined by applicable state privacy laws.
15. Changes to This Policy
We may update this Privacy Policy from time to time. Updates will be posted with a revised effective date.
16. Contact Information
Therapeutic Interventions & Solutions, Ripple Pediatric Therapy
Location: State of Indiana
Email: katek@rippletherapy.net
Phone: 574-213-5080
Terms and Conditions (Terms of Use) for Therapeutic Interventions & Solutions, DBA Ripple Effect Pediatric Therapy
Effective Date: 1/5/2026
These Terms and Conditions (“Terms”) govern your use of the services, website, digital content, and products provided by Therapeutic Interventions & Solutions, doing business as Ripple Pediatric Therapy, located in the State of Indiana (“we,” “us,” or “our”). By accessing or using our services, you agree to be bound by these Terms.
1. Our Services
We provide speech-language pathology services (in-person and teletherapy), educational materials, online classes, exercises, digital downloads, and other digital products. Some services are clinical in nature and others are educational only.
2. User Representations
By using our services, you represent that:
- You are at least 18 years of age or a parent or legal guardian acting on behalf of a minor
- All information you provide is accurate, current, and complete
- Your use of the services complies with applicable laws and regulations
3. Products and Digital Content
Digital products, online classes, exercises, and downloadable materials are provided for educational purposes only and do not constitute medical advice, diagnosis, or individualized therapy. Purchase or access to digital content does not establish a therapist-client relationship unless expressly stated in writing.
4. Purchases and Payment
We accept payment through insurance (where applicable), Square, PayPal, checks, and other electronic or online payment platforms we may make available from time to time. You agree to provide accurate payment information and authorize us and our payment processors to charge applicable fees.
5. Digital Products – Access and Use
Access to digital products may be granted immediately upon purchase. Digital products are licensed for personal, non-commercial use only and may not be shared, reproduced, resold, or distributed without written permission.
6. Refund Policy
Therapy services are subject to cancellation policies provided separately. Due to the nature of digital products, online classes and downloadable materials may be non-refundable once access is provided, unless otherwise required by law.
7. Intellectual Property Rights
All content, materials, exercises, videos, worksheets, courses, and digital products are owned by or licensed to Therapeutic Interventions & Solutions, Ripple Pediatric Therapy and are protected by applicable intellectual property laws.
8. Prohibited Activities
You agree not to misuse our services, attempt unauthorized access, violate laws, infringe intellectual property rights, or interfere with system security or operations.
9. User Generated Content (If Applicable)
If you submit content (such as feedback, uploads, or assignments), you grant us a limited, non-exclusive license to use such content solely for purposes related to providing and improving our services.
10. Third-Party Websites and Content
Our services may include links to third-party websites or platforms. We do not control and are not responsible for the content, privacy practices, or policies of third parties.
11. Services Management
We reserve the right to manage, modify, suspend, or discontinue access to digital services or content at our discretion, provided such actions are consistent with professional, ethical, and legal obligations.
12. Privacy
Your use of our services is governed by our Privacy Policy and, where applicable, our HIPAA Notice of Privacy Practices.
13. Term and Termination
These Terms remain in effect while you use our services. We may terminate or suspend access to digital services for violations of these Terms. Provisions related to intellectual property, disclaimers, limitation of liability, and indemnification survive termination.
14. Modifications and Interruptions
We may modify services, pricing, or availability, or temporarily interrupt access for maintenance or other operational reasons without liability.
15. Disclaimer
Services and digital content are provided “as is” and “as available.” We make no warranties regarding outcomes, results, or uninterrupted access.
16. Limitation of Liability
To the fullest extent permitted by law, Therapeutic Interventions & Solutions, Ripple Pediatric Therapy shall not be liable for indirect, incidental, consequential, or special damages arising from use of services or digital products.
17. Indemnification
You agree to indemnify and hold harmless Therapeutic Interventions & Solutions, Ripple Pediatric Therapy from claims arising out of misuse of services, violation of these Terms, or unauthorized use of digital content.
18. Governing Law
These Terms are governed by the laws of the State of Indiana, without regard to conflict-of-law principles.
19. Corrections
We reserve the right to correct errors, inaccuracies, or omissions in services, content, or pricing.
20. Electronic Communications, Transactions, and Signatures
You consent to receive communications electronically and agree that electronic records and signatures satisfy legal requirements.
21. Miscellaneous
If any provision of these Terms is held unenforceable, the remaining provisions remain in effect. Our failure to enforce any right does not constitute a waiver.
22. Contact Us
Therapeutic Interventions & Solutions, Ripple Pediatric Therapy
State of Indiana
Email: katek@rippletherapy.net
Phone: 574-315-2080
